Calculators
Planning calculators
Quick, no-signup estimates for the money questions that matter most when you're planning on your own. Nothing you enter is saved or sent — everything runs in your browser.
What care costs & how you'd pay
Cost of care calculator
What in-home care, assisted living, and nursing-home care cost today — and what they'll cost in future years with inflation.
Care self-funding calculator
How much your income covers, the monthly gap, and how long your savings would last paying for care — framed for one income.
Reverse mortgage (HECM) estimator
Roughly how much home equity a reverse mortgage could free up to pay for care at home — costs and trade-offs explained first.
Medicaid spend-down estimator
How far your assets are above your state's Medicaid long-term-care limit — a starting point for planning with an elder-law attorney.
Income & savings
Social Security break-even
Your monthly benefit at 62, 67, and 70, and the break-even age — the timing decision that matters most when you're planning alone.
Will my savings last?
How many years your savings hold out at your withdrawal rate, and to what age — the core money question when there's no second income.