Calculator

What does long-term care cost — now and later?

Care costs more than most people expect, and it climbs every year. Pick a type of care and a year, and see the national median cost today and what it's projected to be then. Nothing is saved or sent.

Care costs have risen faster than general inflation; 3–5% is typical.

$5,350 / month today · $64,200/yr
Assisted living, national median
In 10 years$7,919 / mo
about $95,000/yr at 4% a year
Today's cost$5,350 / mo
for comparison
Figures are national medians — your state can be well above or below.
Side by side

What each kind of care costs (2024 national median)

In-home care (home health aide)$6,292 / mo · $75,504 / yr
Assisted living$5,350 / mo · $64,200 / yr
Nursing home (shared room)$8,669 / mo · $104,028 / yr
Nursing home (private room)$9,733 / mo · $116,796 / yr

Once you know the number, the next question is how you'd pay it. Run the care self-funding calculator to see how long your savings would last, and read paying for long-term care alone. Costs vary a lot by state — see your state's page.

How this estimate works. Today's figures are 2024 national medians from the Genworth / CareScout Cost of Care Survey; your actual cost depends heavily on your state and level of care. The projection compounds today's median by the yearly increase you choose. This is a planning estimate, not a quote or financial advice. Nothing you enter is stored or sent; it runs in your browser.