Calculator
Will your savings last?
The question behind every other one when you're on your own: if you draw on your savings each month, how long do they hold out? Enter a few numbers and see roughly how many years — and to what age. Nothing is saved or sent.
~14 years
After that, you'd rely on Social Security, pension, or home equity alone.
Add care costs →
Why it matters more alone
No second income to fall back on
Planning solo means your savings carry the whole load if a big cost — especially care — arrives. Knowing roughly when the money runs thin tells you how hard to lean on Social Security timing, a reverse mortgage, or long-term-care coverage. See when to claim Social Security and paying for care alone.
How this works. It grows your balance by the return you enter, subtracts a withdrawal that rises with inflation each year, and counts the years until the balance hits zero. Real markets don't move in a straight line, so treat this as a planning sketch, not a guarantee — a fee-only financial planner can stress-test it. Nothing you enter is stored.